Full service independent agency allowing us to do the shopping for your auto insurance. We represent standard and non standard companies to fit everyone's insurance needs. Whether your looking for full coverage on your vehicle or just want liability (PLPD) we can get you covered. GIA is the top reviewed insurance agency in Kokomo!
Homeowners insurance is vital for homeowners. Not only do you invest money in your home that you worked hard for but it also is where your family lives.
Gaffney Insurance Agency is an independent agency which means we can do the shopping for you! Each of our customers policies are reviewed each year by once of our agents to ensure you are receiving the best price. GIA offers a wide variety of policies that will protect your home.
Common Homeowners Policies:
Homeowners Policy
Renter's Policy
Vacant Property Policy
Dwelling Fire Policy
Condominium Policies
Renovation Policies
From small contractors to larger trucking operations, GIA has you covered! We love working with other business owners helping them protect their employees and assets. Call today for a fast and easy quote.
Here are a few types of commercial insurance we offer:
Property Insurance
Commercial General Liability
Workers Compensation
Commercial Auto
Builders Risk
Business Owners Policy
Commercial Umbrella
Top Markets:
Landscaping Contractors
Small Contractors
Truckers
Truck/Trailer Repair Shops
Rental Dwelling
Photographers
Builders Risk Renovation
Commercial Buildings
Retail Shops
Carpentry Contractors
Auto Service / Repair Shops
Auto Detailing Shops
Masonry Contractors
Condominium Associations
Used & New Car Dealers
Apartment Buildings
Church Buildings
Convenience Stores
Restaurants
Medical Offices
Handyman Services
Concrete Construction Contractors
HVAC Contractors
Excavation Contractors
The further is never planned but you can help plan protecting your family. Small to large life policies are what we specialize in. We have some small policies that would help cover funeral expenses that cost under $3.50 a month. We offer final expense planning, estate planning, term life policies, childr and level term polices we have you covered.
Start planning your life insurance with one of our specialist today tomorrow could be to late!
Commonly Chosen Policies:
Term Life Insurance
Level Term Insurance
Simplified Issue
Long Term Care Insurance
Perma Term Insurance
Roth IRA
Over the past 50 years, GIA has learned what type of coverage commercial truck drivers and companies need. With flexible coverage and payment options, quick claim service, and multiple carriers available, our agency can cover you!
If you are a one personal operation or a 100+ fleet company Gaffney Insurance Agency has a market for you. We also have a For-Hire Specialty trucking program for logging, fuel transporters, and other specialty trucks.
Coverage Available:
• Auto Liability
• General Liability
• Bobtail Liability
• Motor Truck Cargo
• Commercial Truck Insurance
• Physical Damage
• Workers Compensation
• Commercial Umbrella
• Tools and Equipment Coverage
• Equipment Breakdown Coverage
Businesses:
• General freight
• Agricultural hauling
• Household movers
• Expediters
• Refrigerated goods transports
• Auto haulers
• Beverage distributors
• Tractor and trailer combinations
Vehicles:
• Straight truck
• Refrigerated trucks and trailers
• Flat beds
• Stake trucks
• Sprinter vans
Discounts Available:
• Commercial Driver’s License (DDL) Discount
• Business Experience Discount
• Prior Insurance Savings
• Package Discounts
• Pay by Electronic Funds Transfer
• Personal / Commercial Bundle Discount
• Paid in Full Discount
We know here in central Indiana farming is a large part of many families, which is why we specialize in Farm Insurance. Our agency can cover small family farms to large farming operations in Indiana. We have multiple carriers to make sure that your family or business is properly protected at an affordable rate.
Here are a few types of farm coverages our packages offer:
• Land leased or rented for farming
• Accidents caused by livestock
• Farm products recall (including milk contamination)
• Farm implement road trouble service
• Borrowed farm equipment
• Transportation coverage for farm personal property
• Incidental custom farming
• Farming income lost due to damage to your covered property
• Peak season fluctuation of your commodities
• Replacement cost on farm buildings
• Your high valued livestock
• Farm employer’s liability and farm employee’s medical payment
As medical bills for you may be on the rise, so are the bills for your furry friends. We want to be your insurance agency for not only you, but for your animals as well!
We are now offering Pet Insurance through one of the top pet insurance companies! You have the option to choose from three plans to fit your budget.
Coverage Benefits:
• Pet Cloud: Easy access to vets, medical records, and more!
• GPS Pet Tag included on all plans!
• Online claim access
• Emergency Care
• Surgeries
• Prescriptions
• Accident Illness
• Shot reminders
For more information give us a call today to discuss how we can cover your animals!
Whether you like riding your motorcycle to work, on road trips, or just an evening ride, Gaffney Insurance Agency has you covered. With multiple carriers to compare coverage and rates, we have just the package for you.
Coverage available for touring bikes, sport bikes, and classic bikes.
Coverage Highlights:
• Comprehensive & Collision
• Liability Coverage
• Medical Payment Coverage
• Uninsured or Underinsured Motorists Coverage
• Sunny Day Coverage
• Accessories Coverage
• Roadside Assistance – Towing, Fluid delivery, Jump state, Flat tire towing
Discounts Available:
• Claims-Free Discount
• Multi-Policy Discount
• Multi-Cycle Discount
• Driver Training Course Discount
• Transfer Discount
